Give your business a boost with flexible repayments on loans of up to $600,000.

Getting extra capital for your business can be tricky, especially if you’re thinking about applying for a loan with a bank. As an online lender, SnapCap provides financing solutions for your business with a simple online application process and loan decisions typically in 48 hours.


Min. Amount


Max. Amount


Product Name SnapCap Business Loans
Min. Amount $5,000
Max. Amount $600,000
Loan Term 3 months to 3 years
Min. Credit Score 500
Requirements In business 6+ months, monthly revenue of $8,500+, based in the US, personal credit score of 500+, active bank account

Application Criteria

  • In business 6+ months
  • Monthly revenue of at least $8,500
  • Must be based in the US
  • Personal credit score of 500+
  • An active bank account
Best of 2020
Finder experts pick SnapCap Business Loans as a 2020 best pick for business loans.

First, do I qualify?

To qualify for a SnapCap business loan, your business must be at least six months old, based in the US and generate at least $8,500 in gross monthly revenue. You must also have a personal credit score of 500 or higher.

What is SnapCap?

Founded 2012, SnapCap specializes in providing financing solutions for businesses that include capital loans, inventory loans, expansion loans and equipment loans. Depending on your creditworthiness, you can borrow up to $600,000 with flexible repayment terms. Customers rate SnapCap an excellent 9.5 out of 10 on Trustpilot.

What makes SnapCap business loans unique?

SnapCap focuses on the overall health of a business, rather than merely an owner’s personal credit score. As a result, your business could qualify for a SnapCap loan even if you have less-than-perfect credit. Its Vanishing Interest Rate program is designed to reward its customers who manage repayments responsibly, offering lower rates to repeat borrowers.

Rates are simple interest, not APR. Because rates are fixed, they stay the same over the life of your repayment term. Most loans are offered at an interest rate of 12% to 15%, with the highest rate a borrower could expect at around 35%.

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