APRs starting at 8.99% for merchant cash advance refinancing and more.

  • Best for businesses looking to refinance an expensive merchant cash advance.
  • Pick something else if you don’t want to potentially work with a third-party lender.

$75,000

Min. Amount

$500,000

Max. Amount

Details

Product Name Noble Funding BankLite Long-Term Loans
Min. Amount $75,000
Max. Amount $500,000
Min. Credit Score 650
APR Starting from 8.99%
Requirements 650+ credit score, 18+ months in business, positive net income for at least one of past two years, no past bankruptcies, no open state or federal tax liens

Application Criteria

  • 650 personal credit score or higher
  • At least 18 months in business
  • Positive net income for at least one of past two years
  • No previous bankruptcies
  • No open tax liens

First, do I qualify?

You and your business must meet the following criteria when applying for a Noble Funding business loan:

  • 650 personal credit score or higher
  • At least 18 months in business
  • Positive net income for at least one of past two years
  • No previous bankruptcies
  • No open tax liens

What makes Noble Funding business loans unique?

Noble Funding long-term business loans are one of a handful of products that are designed with merchant cash advance refinancing in mind — though you can use the funds for any legitimate purpose. With rates starting at 8.99% APR, it offers a competitive deal for an online business lender. While it doesn’t require collateral, you can choose to back your loan for a better rate.

Pros

  • Fair credit OK
  • Secured and unsecured options
  • No prepayment penalties
  • Positive customer reviews

Cons

  • No funding under $75,000
  • Not always a direct lender
  • Not as fast as other online lenders

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