Borrow between $5,000 and $100,000 for your cannabis business.

One of the most difficult parts about getting a loan for a cannabis business is finding a lender that’s willing to work with you.
Green Leaf Money claims that it can do all that searching for you, leveraging its 25 years in the financial services industry to connect cannabis producers, growers and more with financing that works for them.Read on to learn how Green Leaf Money can help finance your startup, capital needs or equipment to keep your business humming.


Min. Amount


Max. Amount


Product Name Green Leaf Money
Min. Amount $5,000
Max. Amount $100,000
Loan Term 1 to 7 years
Min. Credit Score 700
APR 6% to 23%
Requirements Documented income and records of your business spending and accounts.

Application Criteria

  • Documented income
  • Records of your business spending and accounts

First, do I qualify?

According to information provided by Green Leaf Money, your cannabis business may qualify for a business loan if:

  • You can prove documented business income.
  • You keep records of your business’s spending and accounts.

Your business might need to meet other requirements, depending on the type of business loan you’re looking for and other factors, like income.

What are Green Leaf Money business loans?

Green Leaf Money appears to be a connection service, claiming that it can leverage its 25 years of experience to connect you with funding in all 50 states — even if you run a cannabis business.

It doesn’t provide you with the funds itself. Rather, it works to find a lender that’s willing to help your business through four types of financing.

Operating capital loans

These business loans are designed to help your business run smoothly — and grow. If approved, you can put your money toward hiring staff, buying supplies and more.

Eligible businesses can borrow up to $250,000 with APRs ranging from 6%–23%. Typically, your business has between three and seven years to pay it off.

Equipment leasing and loans

Need lights or other equipment for your grow house? Green Leaf Money might have you covered for $50,000 to $100,000, depending on your creditworthiness and needs.

Rates also vary widely depending on your business size and the equipment you need. Typically, growers can qualify for equipment leases that last from one to three years. Greenhouses can qualify for even longer leases — sometimes as long seven years or more.

Business lines of credit

Gain access to a continuous source of funding for your business through Green Leaf Money’s line of credit. Credit limits start at $5,000 and come with a 0% introductory rate for the first nine to 24 months, depending on your creditworthiness. After that, rates go up to between 9% and 16%.

For approval, your business must be registered as an LLC or corporation with an EIN, along with additional eligibility requirements that include:

  • A credit score of 700 or higher.
  • At least five years of credit history.
  • Credit utilization of 30% or lower.
  • No more than three hard credit checks per credit bureau in the last six months.
  • No late payments over the last two or three years.
  • No chronic late payments that are more than 60 days overdue.
  • No late mortgage payments, foreclosures or short sales.
  • No tax liens, judgements, charge-offs or collections on your credit report.

Real estate, raw land and development loans

Businesses looking to buy a storefront, invest in land or develop property it already owns can also get funding through Green Leaf Money.

Requiring no minimum credit score to qualify, real estate loans come with rates ranging from 7.99% to 15%. You can borrow up to 75% of the property’s value for real estate — or 65% if you’re buying land.

What makes Green Leaf Money cannabis business loans unique?

Green Leaf Money is one of the few platforms that connects cannabis businesses of all types to lenders willing to work with them across the country. As business owners involved in the cannabis industry know, this can be the most difficult part of the process.

It could be a particularly useful resource for growers, who tend to have a more difficult time getting funded than cannabis businesses that are less involved in growing.

What are the benefits of borrowing through Green Leaf Money?

  • Wide range of loan types. Your business can try for financing that can cover just about any need — with the exception of vehicle loans.
  • No service fees. Green Leaf Money doesn’t charge you anything to connect with a lender.
  • Grower friendly. Businesses involved in the production and processing of cannabis are eligible for financing through this service.
  • Operates in all 50 states. As long as your business is legal in your state of residence, Green Leaf Money is willing to work with you.

What to watch out for

  • Limited information online. You likely won’t find everything you need to know about Green Leaf Money on its site.
  • Changing laws affect business. The legal status of marijuana in the US is shaky at best, with the threat of federal enforcement against cannabis looming.
  • Potentially long turnaroundFunding in this industry typically takes longer than financing you’ll find elsewhere. Green Leaf Money states that funding typically takes 21 days or less, so plan accordingly.

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