Get up to $150,000 in short-term financing in as little as one business day.

  • Best for established businesses that often take out short-term loans.
  • Pick something else if you want to compare costs before preapproval.


    Min. Amount


    Max. Amount


    Product Name Forwardline business loans
    Min. Amount $5,000
    Max. Amount $150,000
    Loan Term 6 to 15 months
    Requirements Own your business for 2+ years, make $50,000+ in annual sales

    Application Criteria

  • Own your business for at least 12 months.
  • Make at least $100,000 in annual sales.

How much will this loan cost me?

ForwardLine isn’t upfront about the rates that it charges on its loans — often a sign that a lender’s rates are not competitive. To find out how much the loan might cost your business, you’ll need to prequalify by filling out a quick online form.

You can borrow up to $150,000 through ForwardLine — or more if you choose to get connected with a partner lender. And terms run from 6 to 15 months. Use the calculator below to get an estimate of your monthly cost based on different rates, terms and loan amounts.

Business loan calculator

See how much you’ll pay

Your loan
Loan amount
Loan terms (in years)
Interest rate

Fill out the form and click on “Calculate” to see your estimated monthly payment.


Compare business loans now

How it works

Typically, small businesses can qualify for 10% of their annual revenue, up to $150,000. But if you borrow through a partner lender for a loan over $150,000, your loan amount might be based on other factors.

Your rate can vary depending on your industry and time in business. Generally, this means that riskier industries and newer businesses qualify for rates on the higher end.

What do I need to qualify?

Your business must meet the following criteria to qualify for a ForwardLine business loan.

  • At least two years in business
  • At least $50,000 in total annual sales

If you don’t meet ForwardLine’s requirements, you still might be able to find funding through its partner lenders.

What information do I need to apply?

Typically you need to provide basic information about yourself, your business and upload three months of business bank statements.

What industries does ForwardLine work with?

ForwardLine doesn’t disclose whether any industries are ineligible. But its high approval rate might indicate that some high-risk industries have an easier time qualifying.

Pros and cons

ForwardLine isn’t right for every small business. Weigh the benefits and drawbacks before you apply.


    • Lower rates for returning borrowers
    • Finding in as little as one business day
    • Earn $250 for referring a friend


    • Not transparent about costs
    • Only directly funds loans up to $150,000
  • Only offers short-term funding

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