Government-backed loans from $350K to $5M with this SBA Preferred Lender.

  • Best for government-backed loans with a competitive rate.
  • Pick something else if you want fast, unsecured funding.


    Min. Amount


    Max. Amount


    Product Name Celtic Bank SBA 7(a) loans
    Min. Amount $350,001
    Max. Amount $5,000,000
    Loan Term Up to 25 years
    APR Varies
    Requirements Owner-operated, for-profit, meet other SBA loan requirements.

    Application Criteria

  • Owner-operated business
  • For-profit business

First, do I qualify?

You must meet the following requirements to qualify for an SBA loan from Celtic Bank:

  • Owner-operated business
  • For-profit business

You’ll also need to meet the SBA requirements for its 7(a) loans, including meeting its size requirements for small businesses.

What makes Celtic Bank SBA loans unique?

Celtic Bank’s main strength is its experience with SBA lending. It’s one of the most active SBA lenders in the country — even for a Preferred Lender. This means it’s an expert navigating the process of providing government-backed business funding, which can get complicated and extremely time-consuming with other lenders.


  • Fast turnaround for an SBA lender
  • Expert guidance on your application
  • Easy to get in touch through live-chat or phone


  • Few online customer reviews
  • Doesn’t disclose rates and fees online
  • Limited information on its website

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