This SBA Preferred Lender offers a variety of programs, but you can’t apply online.

  • Best for fast SBA funding in all 50 states.
  • Pick something else if you don’t live in Wisconsin and prefer in-person support.


    Max. Amount


    Product Name Bank Five Nine SBA loans
    Max. Amount $5,000,000
    Loan Term 7 to 25 years
    APR Varies
    Requirements Meet standard SBA loan requirements

    Application Criteria

    • Meet standard SBA loan requirements

    First, do I qualify?

    Bank Five Nine doesn’t list eligibility criteria on its website. Instead, it judges businesses on a case-by-case basis. However, you’ll still need to meet standard SBA loan requirements at a minimum.

    What makes Bank Five Nine unique?

    Bank Five Nine stands out thanks to its status as an SBA Preferred Lender. This means it’s able to underwrite, process and issue SBA loans itself, rather than waiting on the government. Because of this, it has a faster turnaround time than other non-preferred lenders out there. On top of this, it offers a variety of SBA loans, including the SBA 7(a), Express, 504, Working Capital CAPLines and Veterans Advantage Lending programs.

    When did First Bank Financial Centre change its name to Bank Five Nine?

    Throughout 2020, First Bank Financial Centre has been slowly rebranding itself to Bank Five Nine. According to its website, this change is meant to reflect its unique structure and options. But as for its lending options, nothing is changing.


    • SBA Preferred Lender means it’s faster than other lenders
    • Participates in five SBA programs
    • Available in all 50 states
    • Other types of business loans available


    • Very little information available online
    • No online application
    • Only has branches in Wisconsin

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