Get access to short-term cash in just minutes — but only for current Amex Business Card holders.

• Best for business owners who need help paying their vendors during slow seasons.

• Pick something else if you don’t have at least six months of account history on your Amex Business Card.

  $500

  Min. Amount

  $150,000

  Details

  Product Name	Amex Working Capital Terms program
  Min. Amount	$500
  Max. Amount	$150,000
  Loan Term	30, 60 or 90 days
  Requirements	Amex Business Card holder for 6+ months, at least 1 US-based vendor, linked business bank account

  Application Criteria

• American Express Business Card holder for at least six months
• Identified at least one US-based vendor
• Linked to at least one business bank account