Get access to short-term cash in just minutes — but only for current Amex Business Card holders.
- Best for business owners who need help paying their vendors during slow seasons.
- Pick something else if you don’t have at least six months of account history on your Amex Business Card.
Product Name Amex Working Capital Terms program Min. Amount $500 Max. Amount $150,000 Loan Term 30, 60 or 90 days Requirements Amex Business Card holder for 6+ months, at least 1 US-based vendor, linked business bank account
- American Express Business Card holder for at least six months
- Identified at least one US-based vendor
- Linked to at least one business bank account